How long will it take for the recipient to receive the money?
Applications are reviewed and approved instantly. However, transfer times vary depending on the destination country. For specific timeframes, refer to the question related to the destination country.
| Country | Transaction limit | Transaction fulfilment time | Cut-off time |
|---|---|---|---|
| India | INR 1,500 to 400,000 | 0 - 15 minutes via IMPS (Immediate Payment Service) | 24/7 |
| INR 400,001 to 1,000,000 | 20 minutes - 4 hours via NEFT (National Electronic Funds Transfer) | 24/7 | |
| Pakistan | PKR 5,000 to 500,000 | 0 - 2 hours via Raast (Instant Payment System) | 24/7 |
| PKR 500,000 to 1,000,000 | 20 minutes - 4 hours via IBFT (Inter Bank Funds Transfer) | ||
| PKR >1,000,000 |
RTGS - Same day (Real-time gross settlement) Next day |
4:00 pm Pakistan time (bank working days) After 4:00 pm Pakistan time (bank working days or Bank Holidays) |
|
| Philippines | PHP 1,000 to 50,000 | 0 - 15 minutes via InstaPay | 24/7 |
| PHP >50,000 |
Same day via PESONet Next business day |
1:00 pm Manila time (bank working days) After 1:00 pm Philippines time (bank working days or Bank Holidays) |
|
| Egypt | EGP 1,000 to 50,000 | 0 - 4 hours via IPN (Instant Payment Network) | 24/7 |
| EGP 50,000 to 100,000 |
12 - 24 hours 24 - 96 hours |
1:30 pm Egypt time (bank working days) After 1:30 pm Egypt time (bank working days or Bank Holidays) |
